Save in gold. Simply.
Pay a little every month, watch it grow at live gold rates, and collect your gold with complete clarity on every rupee.
Pick a plan. Pay monthly.
Own gold.
₹ 5,00012 Sep 2026 · 10:42 AM
Pick a plan.
Start in minutes.
Choose from Gold Saving, Bandhan or Sparkle Saver plans and set your monthly amount in a few taps.
Live rates,
always clear.
See the current gold rate and exactly how many grams your payment buys before you confirm.
One installment
a month.
11 simple installments. Pay extra and the surplus is credited as additional gold, never lost.
Confirm the total.
Pay instantly.
See the full amount upfront and pay securely by UPI or card. Your gold is credited right away.
A receipt you
can trust.
Every payment is tracked with timestamps, rate locked, grams credited and status.
Save now.
Own gold later.
Never miss a good rate again.
Waiting years to build a gold purchase doesn't make sense. With TDF Diamonds & Gold, small monthly savings turn into real gold at live rates, so you can plan festivals, weddings and milestones on your schedule.
Your gold.
Your savings.
Your plan, your payments and your gold balance are recorded in your account, with a clear ledger and receipt for every transaction.
Fully transparent ledger
Every installment, rate and gram credited is recorded and visible to you, so there are no surprises at maturity.
Biometric & PIN sign-in
Approve with fingerprint or Face ID, backed by your device's secure hardware. No passwords to remember.
Easy account recovery
Lost your phone? Verify your registered mobile number and pick up right where you left off.
Questions,
answered.
Everything about plans, payments and your gold balance, in plain words.
How does TDF Diamonds & Gold work?
You choose a savings plan and pay a monthly installment. Each payment is converted to gold at the live rate, and your balance and receipts are always visible in the app.
How long does a payment take to reflect?
UPI and card payments are usually credited within minutes. In rare cases, bank processing can take one to two business days.
What if I pay more than my installment?
On the Gold Saving Scheme, any surplus is credited as additional gold on that installment. It does not roll into next month's installment.
Why does Bandhan show "Amount Invested"?
Bandhan locks its gold rate at the final installment, so until then the app shows what you have invested rather than grams held.
Can I close my plan early?
Foreclosure rules depend on your plan. Check the plan details in the app or contact support for your specific scheme.